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Shop Direct Finance Company Limited exclusive credit broker. Capital One credit card lender pay us for this introduction. New Very Home Insurance customers only. Authorised and regulated by the Financial Conduct Authority. Sales arranged by Direct Group Limited. Representative Offer ends 1st July Exclusions apply.

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Now you're here you can discover s of premium brands for you and your home, all shoppable right now with your Very Exclusive account! What is Buy Now Pay Later? Buy Now Pay Later is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order including pre-ordered items and those not ready for immediate dispatch. How is interest calculated?

Interest is calculated daily from date of order, compounded every 28 days and added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

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How to avoid paying interest? You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your Very account. Alternatively, you can call us.

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What happens after the delayed payment period? If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account. As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest.

This will be included within your account minimum payment request every 28 days and cannot be repaid using Take 3. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

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What is excluded from Buy Now Pay Later? The costs for delivery, installation services and any warranty and insurance products cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status. Do I still have to pay my minimum payment? Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account.

But it's far from the most important feature. You can buy a inexpensive dongle like a Chromecast, Roku or Amazon Fire stick that will turn any "dumb" TV into a streaming powerhouse.

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Skip the extended warranty, especially if you have a credit card that offers warranty coverage, Meyers says. If your TV does have any issues, they will probably happen in the first year, when it's still covered by the manufacturer's warranty. Meyers also recommends checking any return policies to make sure you aren't stuck with an unexpected bill for return shipping or restocking fees. The biggest sales come from the usual suspects. Best Buy, Amazon, Walmart, and Costco all have major sales on their websites.

Check out the manufacturer sites, as well. Samsung has number of discounted televisions on its own page.

You need a new 65" TV, right?

Definitely do some comparison shopping. However, we noticed a lot of the sale prices are the same within a few dollars across the major sites. A tool like Google Shopping will list prices for a specific model from various retailers so you can see how the deals stack up. Companies pay to have their listings appear in Google Shopping results. Watch this 65" TV roll up like a yoga mat.